You’ve Got a Will… so what’s missing?

You’ve Got a Will… But You’re Still Missing This Crucial Protection…

So, you’ve made a Will. Brilliant. That means you’ve taken steps to make sure your loved ones are looked after, and your wishes are followed when you’re no longer here.

But what if something happens to you before you pass away?

We’re talking about a stroke. A car accident. Dementia. A serious illness. Anything that means you lose the ability to make decisions for yourself, whether that’s temporarily or permanently.

In situations like these, your Will does absolutely nothing. Why? Because you haven’t died!

And this is where Lasting Powers of Attorney (LPAs) come in, the crucial protection most people are missing.

What Is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that lets you appoint someone you trust to make decisions on your behalf if you lose capacity.

There are two types:

• Property & Financial Affairs: covers things like paying bills, managing bank accounts, dealing with pensions, benefits or even selling your home if needed.
• Health & Welfare: covers medical treatment, care decisions, and even choices around life-sustaining treatment.

You can choose one or more people to act for you, and you stay in full control while you still have capacity.

Why Can’t My Partner or Children Just Step In?

This is a common (and dangerous) assumption.

Without an LPA, no one has the automatic right to make decisions for you, not even your spouse or adult children.

• Banks won’t speak to them.
• Doctors are legally restricted.
• Care homes will make decisions based on their own policies, not your family’s wishes.

Instead, your loved ones would need to apply to the Court of Protection to gain authority. This can take months, costs thousands, and leaves them powerless in the meantime.

Why LPAs Matter Just As Much As Wills

Wills protect your loved ones after you die.

LPAs protect you while you’re still alive but vulnerable.

They work hand in hand, and having one without the other leaves a major gap in your planning.

How We Can Help

At Hexagon, we make the process straightforward. We explain everything in plain English, meet you face to face, and handle all the paperwork. No jargon, no confusion, no drama.

You’ve done the right thing by sorting your Will. Now let’s make sure you’re protected, too.

Contact us today to book a consultation and start planning for your family’s future.